Business Loan

Get the capital your business needs with our Business Loans. Competitive interest rates and flexible repayment options make it easier to achieve your entrepreneurial dreams.

Business Loan Services

Running a business is no small feat, and sometimes, the need for additional funds arises to propel your enterprise to new heights. At HKR FINSERV, we understand the challenges and opportunities that businesses face. Our comprehensive business loan services are designed to cater to the diverse financial needs of companies, whether established or aspiring.

Understanding Business Loans

A business loan is a financial lifeline that can provide the capital infusion your business requires for growth, operations, investments, and more. If your company has been in operation for at least 2 years, you may be eligible to apply for a business loan through HKR FINSERV. Our seamless online application process ensures you can access the funds you need without unnecessary hassles.


One of the standout features of a business loan is its flexibility. Unlike secured loans that require collateral, an unsecured business loan allows you to secure funds without pledging assets. Whether a small enterprise or a large corporation, our platform connects you with the best banks and NBFCs (Non-Banking Financial Companies) in India, ensuring you receive the financial support you require.

Why Opt for a Business Loan?

Choosing a business loan can be a strategic move for your company, significantly if your returns on capital investment exceed the loan payout. There are numerous reasons to consider a business loan in India:

  1. Boosting Profits and Revenue: Timely investments are essential for business growth. If your company is poised for expansion or requires capital infusion, a business loan can provide the necessary funds to seize new opportunities.
  2. Harnessing Seasonal Trends: A business loan can be a game-changer for businesses affected by seasonal trends. Accessing funds during peak seasons allows you to maximize growth potential and meet customer demand effectively.
  3. Facility and Equipment Upgrades: To stay competitive, businesses often need to upgrade their facilities, equipment, and infrastructure. A business loan can provide the means to modernize and enhance your operations.
  4. Streamlined Application Process: At HKR FINSERV, we prioritize simplicity. Our easy online application process and paperless documentation ensure a hassle-free experience when applying for a business loan in India.
Features and Benefits of Business Loans with HKR FINSERV

Our business loan services come with a host of features and benefits tailored to meet your specific needs:

  • Borrow collateral-free business loans starting from Rs. 1 lakh up to a maximum of Rs. 1 crore.
  • Loan funds can be exclusively utilized for business-related purposes.
  • Choose a tenure ranging from 1 year to 5 years, depending on your business requirements.
  • Suitable loan amounts are available for small, medium-sized enterprises and large-scale businesses.
  • Enjoy the convenience of a simple and paperless online application process.
  • Competitive interest rates, starting as low as 13% based on your profile and other factors.
  • Co-applicants can enhance your chances of loan approval.
Eligibility Criteria for Business Loan Application

Before applying for an online business loan, consider the following eligibility criteria:

  • Meet the minimum business profit and turnover requirements specified by the financial institution.
  • Age between 21 years and 65 years at the time of loan completion.
  • Your business must have been in existence for a minimum of 2 years.
  • The loan can be extended to self-employed individuals, manufacturers, service providers, private limited, or limited companies.
  • Submission of Income Tax Return statements for the past 2 years is mandatory.
Required Documents for Business Loan Application

Gather the following documents when applying for an unsecured business loan:

  • Identity proof (PAN Card, Voter ID card, Aadhar Card, Etc.).
  • Proof of ownership for possessions used for business purposes.
  • Bank account statements, practice certificates, Etc.
  • Last 2 years' income tax statements.
  • KYC documents for you and the co-applicant.
  • Recent passport-size photographs and residence proof.
Business Loan Interest Rates in India

Business loan interest rates vary among financial institutions and are influenced by factors such as:

  • Your age and profile.
  • Credit score.
  • Company's and your financial position.
  • The chosen loan scheme.
  • Security (in case of secured business loans).
  • Your relationship with the fund provider, whether a bank or NBFC.

Whether you're seeking a business loan in Delhi or elsewhere in India, HKR FINSERV is your trusted partner for seamless access to the financial support your business needs to thrive and succeed. Our platform ensures you can secure the funds to fuel your business's growth trajectory.

Business Loan FAQs

A Business Loan provides funds to meet business-related expenses, such as expansion, working capital, equipment purchase, and more.

02. Who is eligible for a Business Loan?

Business Loan eligibility is determined based on factors like business vintage, annual turnover, credit score, and profitability.

You can apply for a Business Loan through our website by completing the online application form and submitting the required documents.

Business Loan processing time varies and can take a few days to a few weeks, depending on documentation and verification.

Yes, you can use a Business Loan for various purposes, including working capital, expansion, purchasing equipment, inventory, and more.


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